Johnson Financial
Johnson Financial is a financial services firm, specializing in helping individuals and families plan and prepare for a prosperous future. Our approach focuses on personalized strategies and solutions to provide clients with guaranteed, lifetime income, asset protection, and achieve tax efficiencies in support of a complete approach to their future.
You have worked hard to save and invest your money and now it is time to optimize and protect your savings to provide for your future and that of your loved ones.
Enjoy Your Future with Confidence
Our Planning Process
Our three-step planning process works to help identify and implement suitable financial strategies for helping our clients meet their needs and achieve their goals and objectives for retirement.
01
Start Smart
Get a Clear Understanding of Your Financial Life
We start by getting a clear understanding of your current financial situation. We will discuss goals, objectives, risk tolerance, and the key considerations that should be addressed to gain a better understanding.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we can help design a plan that actively works to optimize wealth, protect finances, and keep goals and objectives in the forefront of the process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Our Downloads
Why 59 1/2 is an Important Age
You’re nearing your 60th birthday, which doesn’t seem as significant a milestone as the moon landing or important birthdays like 16, but that’s where you’re wrong! Turning 59 ½ is almost as exciting as when you turned 16 and could drive because at 59 ½ you can withdraw from your retirement accounts without incurring a penalty. Hopefully you’ve been taking advantage of the ability to contribute extra money to your retirement accounts since you turned 50. You’re also nearing the age at which you’re eligible for Social Security benefits and Medicare. Keep reading to learn about your retirement options and how you can successfully transition into retirement.
Ultimate 401(k) Guide
The 401(k) is one of the most important retirement planning tools we have. You pay into it for decades and will likely rely on it, among other income sources, for decades in retirement. The potential tax benefits and power of compound returns can make it a great savings and investment tool for retirement. But to make the most of these accounts requires an informed strategy. There are several important things to know about your 401(k), such as how much you can contribute, options for your 401(k) when you leave your job, and how much you are paying in 401(k) fees.
Our Blog
Tax Season Final Push: An Essential Checklist for Accurate Filing
As the deadline for filing income tax approaches, it’s crucial to have all the necessary information and documents at your [...]
The Rise in Consumer Credit and How to Manage Yours
Credit is a vital component of the current economic system. Consumers frequently use credit as a financial tool for various [...]
Understanding Workplace Benefits and How to Maximize Them
Workplace benefits are an essential component of an employee’s overall compensation package. These benefits not only protect one and improve [...]
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
